Income Tax Calculator India
Calculate income tax for FY 2024-27 with all deductions, Old vs New regime comparison, slab-wise breakdown, and monthly take-home.
Income Tax Calculator India
Comprehensive tax calculator with all deductions, Old vs New regime comparison, and slab-wise breakdown.
Income Details (Annual)
Rental income minus 30% std deduction
Interest, dividends, etc.
Old Regime Deductions
These deductions apply only under the Old Tax Regime. The New Regime only allows Std Deduction + Employer NPS.
HRA Exemption Calculation
Health insurance premium
Parents health insurance
No upper limit
Eligible donation amount
New Regime Deductions
Std Deduction of ₹75,000 is auto-applied. Only employer NPS (Sec 80CCD(2)) is additionally allowed.
Up to 10% of basic salary
How to Use Income Tax Calculator India
- 1
Select the Financial Year (2024-25, 2025-26, or 2026-27) and your age group.
- 2
Enter your income: gross salary, house property income, capital gains, and other sources.
- 3
Fill in Old Regime deductions: 80C, 80D, NPS, home loan interest, HRA details, and more.
- 4
Add employer NPS contribution for New Regime if applicable.
- 5
View the side-by-side comparison with tax breakdown, donut charts, and recommendation.
- 6
Copy the summary or check monthly take-home estimate.
About Income Tax Calculator India
India's most comprehensive Income Tax Calculator, updated for FY 2024-25, 2025-26, and 2026-27. Enter your complete income — salary, house property, capital gains, and other sources — along with all applicable deductions to get a precise, side-by-side comparison of your tax liability under both Old and New Tax Regimes.
Old Regime deductions supported: Standard Deduction (Rs 50,000), Section 80C (up to Rs 1.5 lakh — PPF, ELSS, LIC, etc.), Section 80D (health insurance — Rs 25K/50K for self, Rs 50K for parents), Section 80CCD(1B) NPS (Rs 50,000), Section 80TTA savings interest (Rs 10,000), Section 24(b) home loan interest (Rs 2 lakh), Section 80E education loan interest (no limit), Section 80G donations, and full HRA exemption calculation with metro/non-metro toggle.
New Regime features for FY 2025-26+: Standard Deduction of Rs 75,000, revised slabs (0-4L nil, 4-8L 5%, 8-12L 10%, 12-16L 15%, 16-20L 20%, 20-24L 25%, above 24L 30%), Section 87A rebate making income up to Rs 12 lakh effectively tax-free, and employer NPS deduction under Section 80CCD(2).
Both regimes include surcharge calculation (10% to 37% based on income), 4% Health & Education Cess, and Section 87A rebate. The calculator shows SVG donut charts for tax component breakdown, horizontal comparison bars, monthly take-home estimates, a clear recommendation badge, and a one-click copy summary. All calculations happen entirely in your browser — no data is sent to any server.