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Old vs New Tax Regime Calculator

Compare Old vs New Tax Regime for FY 2025-26 and find which saves you more tax.

Updated Mar 2026100% Private — runs in browser

Old vs New Tax Regime Calculator

FY 2025-26 (AY 2026-27) | Budget 2025 Updated

You Save
₹73,944/year
Better Regime
New Regime
Income Details

These apply only under the Old Tax Regime.

Max 1.5L
Max 1L
Max 50K
Max 2L
Quick Select Income
Recommended
New Regime
Gross Income₹12,00,000
Standard Deduction- ₹75,000
Taxable Income₹11,25,000
Tax Payable₹0
In-Hand₹12,00,000
Monthly: ₹1,00,000
Old Regime
Gross Income₹12,00,000
Total Deductions- ₹4,07,000
Taxable Income₹7,93,000
Tax Payable₹73,944
In-Hand₹11,26,056
Monthly: ₹93,838
New Tax Regime saves you ₹73,944/year (₹6,162/month)
New Regime Slabs
0.0L - 4L0%
₹0
4.0L - 8L5%
₹20,000
8.0L - 12L10%
₹32,500
12.0L - 16L15%
₹0
16.0L - 20L20%
₹0
20.0L - 24L25%
₹0
24.0L - +30%
₹0
Old Regime Slabs
0.0L - 3L0%
₹0
2.5L - 5L5%
₹12,500
5.0L - 10L20%
₹58,600
10.0L - +30%
₹0
Old Regime Deductions Summary
Standard Deduction₹50,000
HRA Exemption₹1,32,000
Section 80C₹1,50,000
Section 80D₹25,000
Section 80CCD(1B)₹50,000
Total Deductions₹4,07,000

How to Use Old vs New Tax Regime Calculator

  1. 1

    Enter your annual gross income (total salary before deductions).

  2. 2

    Enter your basic salary and HRA received for HRA exemption calculation.

  3. 3

    Fill in Old Regime deductions: 80C, 80D, NPS, home loan interest, monthly rent.

  4. 4

    View side-by-side comparison of tax payable under both regimes.

  5. 5

    Check which regime is recommended and how much you save annually and monthly.

About Old vs New Tax Regime Calculator

India's most detailed Old vs New Tax Regime calculator, updated for FY 2025-26 (AY 2026-27) as per Budget 2025. Enter your gross income and deductions to instantly see which regime saves you more money.

Key Features

  • Full Deduction Support: Enter 80C, 80D, 80CCD(1B) NPS, Section 24b home loan interest, and HRA exemption for Old Regime.
  • Slab-Wise Breakdown: Visual tax slab breakdown for both regimes including surcharge and 4% cess.
  • New Regime 2025-26: Reflects Rs 4L basic exemption, Rs 75K standard deduction, and 87A rebate making up to Rs 12L tax-free.
  • Side-by-Side Comparison: Clear comparison cards showing tax payable under both regimes with annual and monthly savings.
  • Regime Recommendation: Instant recommendation on which regime is better for your income profile.

Who Is This For?

Perfect for salaried employees deciding which regime to choose at the start of a financial year, and for anyone verifying their Form 16 or TDS deductions.

Privacy & Security

All calculations run in your browser instantly — no data stored, no signup required.

Frequently Asked Questions about Old vs New Tax Regime Calculator

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