Nepal मा Provident Fund (PF) कर्मचारीको retirement savings को मुख्य आधार हो। Government employees को Karmachari Sanchay Kosh (KSK) र private sector को Social Security Fund (SSF) मा contribute गर्नुपर्छ।
Provident Fund अहिले Calculate गर्नुहोस्
KSK, SSF maturity amount जान्नुहोस् — free calculator।
Nepal को Provident Fund System
| System | Employee | Employer |
|---|---|---|
| Karmachari Sanchay Kosh (KSK) | 10% | 10% |
| Social Security Fund (SSF) | 11% | 20% |
| Citizen Investment Trust (CIT) | Varies | Varies |
SSF includes pension, gratuity, accident, health, maternity benefits।
Social Security Fund (SSF) Benefits
- Pension: 60 वर्ष पछि monthly pension।
- Gratuity: Service end मा lump sum।
- Medical: Health insurance coverage।
- Accident: Workplace accident compensation।
- Maternity: Maternity leave benefits।
PF Calculation Example
Monthly Salary: रु. 50,000
KSK Employee Contribution: रु. 5,000 (10%)
KSK Employer Contribution: रु. 5,000 (10%)
Total Monthly: रु. 10,000
Annual: रु. 1,20,000 + interest
How to Use the Tool (Step by Step)
- 1
Salary दर्ता
Monthly basic salary दर्ता गर्नुहोस्।
- 2
System छान्नुहोस्
KSK, SSF, वा CIT छान्नुहोस्।
- 3
Service Duration
कति वर्ष service गर्नुभयो/गर्नुहुन्छ specify गर्नुहोस्।
- 4
Calculate
Total PF amount, interest र maturity amount देखिन्छ।
Frequently Asked Questions
SSF र KSK मा के फरक छ?+−
KSK government/semi-government employees को लागि। SSF private sector को लागि। SSF मा health, accident, maternity benefits थप छन्।
PF interest rate कति छ?+−
KSK ले बर्सेनि interest rate announce गर्छ — recently 8-9% को हाराहारीमा।
Early withdrawal गर्न सकिन्छ?+−
Service terminate गरेपछि वा specific circumstances मा withdraw गर्न सकिन्छ — penalties हुन सक्छन्।
Provident Fund अहिले Calculate गर्नुहोस्
KSK, SSF maturity amount जान्नुहोस् — free calculator।
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शब्द गणना गाइड
SEE/NEB परीक्षा, विश्वविद्यालय र सोशल मिडियाका लागि शब्द गणना गर्ने सम्पूर्ण जानकारी।