HRA Exemption Calculator
Calculate HRA tax exemption under Section 10(13A) for salaried employees.
HRA Exemption Calculator
Calculate HRA tax exemption under Section 10(13A) | FY 2025-26
Salary Details (Monthly)
Three Conditions (Lowest = Exemption)
HRA received from employer
₹15,000 - 10% of ₹50,000
50% of ₹50,000
Annual Tax Saving
HRA Exemption Rules
Section 10(13A): Salaried employees receiving HRA can claim exemption equal to the minimum of: (1) Actual HRA received, (2) Rent paid minus 10% of basic+DA, (3) 50% of basic+DA for metro / 40% for non-metro.
Metro Cities: Only Delhi, Mumbai, Kolkata, and Chennai qualify as metro cities for HRA calculation. All others are non-metro.
Documents Needed: Rent receipts, rent agreement, landlord PAN (if rent > ₹1 lakh/year). Submit to employer for TDS adjustment.
New Tax Regime: HRA exemption is NOT available under the new tax regime (Section 115BAC). Only old regime allows HRA claim.
HRA Exemption Calculator का उपयोग कैसे करें
- 1
Enter your monthly Basic Salary and Dearness Allowance.
- 2
Enter the HRA amount received from your employer per month.
- 3
Enter the monthly rent you pay.
- 4
Select Metro or Non-Metro city type.
- 5
View all three HRA conditions and your exempt/taxable HRA with annual tax savings.
HRA Exemption Calculator के बारे में
Calculate your House Rent Allowance (HRA) tax exemption under Section 10(13A) of the Income Tax Act. The calculator shows you exactly how much of your HRA is tax-exempt and how much is taxable — helping you plan your tax savings effectively.
HRA exemption is the minimum of three conditions: (1) Actual HRA received, (2) Rent paid minus 10% of basic salary + DA, and (3) 50% of basic + DA for metro cities or 40% for non-metro cities. Our calculator computes all three conditions and highlights which one determines your exemption.
See your annual tax savings at different slab rates (20% and 30%), switch between monthly and annual views, and use quick presets for common salary brackets. Metro cities include Delhi, Mumbai, Kolkata, and Chennai — all others are non-metro at 40% rate.