Old vs New Tax Regime Calculator
Compare Old vs New Tax Regime for FY 2025-26 and find which saves you more tax.
Old vs New Tax Regime Calculator
FY 2025-26 (AY 2026-27) | Budget 2025 Updated
These apply only under the Old Tax Regime.
Old vs New Tax Regime Calculator का उपयोग कैसे करें
- 1
Enter your annual gross income (total salary before deductions).
- 2
Enter your basic salary and HRA received for HRA exemption calculation.
- 3
Fill in Old Regime deductions: 80C, 80D, NPS, home loan interest, monthly rent.
- 4
View side-by-side comparison of tax payable under both regimes.
- 5
Check which regime is recommended and how much you save annually and monthly.
Old vs New Tax Regime Calculator के बारे में
India's most detailed Old vs New Tax Regime comparison calculator, updated for FY 2025-26 (AY 2026-27) as per Budget 2025. Enter your gross income and deductions to instantly see which regime saves you more money.
The calculator computes your taxable income and tax payable under both regimes with full slab-wise visual breakdown. For the Old Regime, enter your deductions: Section 80C (PPF, ELSS, LIC), Section 80D (health insurance), Section 80CCD(1B) (NPS), Section 80E (education loan interest), home loan interest (Section 24b), and HRA exemption.
New Regime features for FY 2025-26: basic exemption at Rs 4 lakh, standard deduction of Rs 75,000, and rebate under Section 87A making income up to Rs 12 lakh effectively tax-free. Old Regime features: basic exemption at Rs 2.5 lakh, standard deduction of Rs 50,000, all Chapter VIA deductions allowed, and HRA exemption.
Both calculations include surcharge (for income above 50L) and 4% health & education cess. Side-by-side comparison cards show the exact savings with a clear recommendation on which regime to choose.