हर साल same confusion: old regime या new? Answer depends on salary level + deductions। Calculator से exact comparison देखो।
Old vs New — Compare Free!
Salary + deductions → exact tax both regimes।
Quick Rule
Total deductions (80C + 80D + HRA + home loan) ₹3.75 lakh से ज्यादा? → Old regime better। ₹2.5 lakh से कम? → New regime। बीच में? Calculate करो।
New Regime Slabs
| Income | Rate |
|---|---|
| Up to ₹4L | 0% |
| ₹4-8L | 5% |
| ₹8-12L | 10% |
| ₹12-16L | 15% |
| ₹16-20L | 20% |
| ₹20-24L | 25% |
| ₹24L+ | 30% |
Example: ₹15 LPA
No deductions → New saves ~₹40-50K। HRA + 80C + home loan maxed → Old saves ~₹80-100K।
How to Use the Tool (Step by Step)
- 1
Gross salary enter
Annual income।
- 2
Deductions add
80C, 80D, HRA, home loan।
- 3
Compare
Both regimes side by side।
- 4
Choose lower tax
Save thousands।
Frequently Asked Questions
Switch कर सकते?+−
Salaried: हर year switch। Business: one-time switch back।
₹10L salary?+−
Minimal deductions → new better। HRA + 80C → depends, calculate।
New regime default?+−
हाँ FY 2023-24 से। Old choose करना हो तो explicitly बताओ।
Home loan new regime?+−
Interest deduction (₹2L) new regime में NOT available। Major reason to choose old।
Old vs New — Compare Free!
Salary + deductions → exact tax both regimes।
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