Rent vs Buy Calculator (India)
Compare renting vs buying a home in India. Factors in stamp duty, tax benefits (80C, 24b), HRA, and investment returns.
Rent vs Buy Calculator
Compare the true cost of renting vs buying a home in India with tax benefits, appreciation, and investment returns.
Buying Details
Renting Details
Investment Returns
If renting, the saved down payment + stamp duty amount gets invested. Monthly EMI-rent difference also invested.
How to Use Rent vs Buy Calculator (India)
- 1
Enter property price, down payment, and loan details.
- 2
Set monthly rent and expected rent increase.
- 3
Choose investment return rate for surplus savings.
- 4
Set analysis period (5-30 years).
- 5
View verdict, charts, and year-by-year breakdown.
About Rent vs Buy Calculator (India)
Decide whether to rent or buy a home in India with our comprehensive comparison calculator. Accounts for Indian-specific factors: stamp duty, registration charges, GST, home loan interest deduction (Section 24b), principal deduction (Section 80C), and HRA tax exemption.
Compare total costs over 5-30 years with animated line charts showing cumulative costs and net worth. Year-by-year breakdown table with clear winner badges. Investment returns calculated for surplus savings.
Features realistic Mumbai/Delhi example, CSV export, and clear verdict showing when buying becomes more economical.