PPF Calculator India
Calculate PPF maturity amount with year-by-year growth and tax savings.
PPF Calculator India
Public Provident Fund returns calculator | Tax-free under Section 80C
Minimum 15 years, extendable in blocks of 5 years
Growth at Milestones
PPF Account Rules
Tax Benefits (EEE): PPF enjoys Exempt-Exempt-Exempt status — deposit up to Rs 1.5L qualifies for 80C deduction, interest is tax-free, and maturity is also tax-free.
Deposit Limits: Minimum Rs 500/year, Maximum Rs 1,50,000/year. Can be deposited in lump sum or up to 12 installments.
Partial Withdrawal: Allowed from 7th year onwards. Can withdraw up to 50% of balance at the end of 4th year or previous year, whichever is lower.
Loan Against PPF: Available from 3rd to 6th year. Maximum 25% of balance at end of 2nd preceding year. Interest is 1% above PPF rate.
Extension: After 15 years, can extend in blocks of 5 years with or without fresh contributions.
Where to Open: Post offices, SBI, and most nationalized banks. Can also open online through internet banking of select banks.
How to Use PPF Calculator India
- 1
Enter your annual deposit amount (₹500 to ₹1,50,000).
- 2
Set the interest rate (current: 7.1% p.a.) or adjust for scenarios.
- 3
Set tenure — minimum 15 years, can extend in 5-year blocks.
- 4
View maturity amount, total interest earned, and visual charts.
- 5
Toggle year-by-year breakdown to see growth over time.
About PPF Calculator India
Calculate the maturity amount of your Public Provident Fund (PPF) investment with our comprehensive PPF Calculator. Enter your annual deposit (₹500 to ₹1,50,000), interest rate, and tenure to see total invested amount, interest earned, and final maturity value.
The calculator features a visual donut chart showing the investment vs interest split, year-by-year breakdown table, and growth progress bar. Current PPF interest rate is 7.1% p.a. (Q4 FY 2025-26), compounded annually.
PPF is one of India's safest and most tax-efficient investment options with EEE (Exempt-Exempt-Exempt) status — your deposit qualifies for Section 80C deduction, interest earned is tax-free, and the maturity amount is also completely tax-free. Minimum tenure is 15 years, extendable in 5-year blocks.