Nepal Vehicle Loan Calculator
Nepal vehicle loan EMI calculator per NRB guidelines.
Minimum 20% down payment required per NRB directive. Maximum loan tenure: 7 years.
₨ 25,00,000
Down payment: ₨ 5,00,000
For informational purposes only. Actual rates, terms and eligibility are subject to bank policy and NRB regulations. Interest rates are indicative for 2024–2025.
Nepal Vehicle Loan Calculator का उपयोग कैसे करें
- 1
Select your vehicle type: Car, Motorcycle/Scooter, Electric Vehicle, or Truck/Commercial.
- 2
Enter the vehicle price in NPR.
- 3
Set your down payment percentage — the tool shows the NRB minimum required.
- 4
Enter the annual interest rate (typical Nepal ranges are shown for each vehicle type).
- 5
Select loan tenure in years (maximum allowed per NRB is shown for each type).
- 6
Review the calculated EMI, total interest, and total payment amount.
- 7
Scroll down to view the full month-by-month amortization table.
- 8
Compare different scenarios by adjusting inputs — results update instantly.
Nepal Vehicle Loan Calculator के बारे में
Planning to finance a vehicle in Nepal? The Nepal Vehicle Loan Calculator calculates your monthly EMI based on NRB (Nepal Rastra Bank) guidelines — covering cars, motorcycles, electric vehicles, and commercial vehicles with full amortization schedules in NPR.
NRB Minimum Down Payments
- Car (4-Wheeler): 20% minimum, up to 7 years tenure, 10–13% typical rate
- Motorcycle/Scooter: 15% minimum, up to 5 years tenure, 12–14% typical rate
- Electric Vehicle: 20% minimum, up to 7 years, 8–10% subsidized rate
- Commercial Vehicle: 25% minimum, up to 7 years, 11–14% typical rate
Features
- EMI, total interest, and total payment calculated instantly
- Principal vs interest visual breakdown bar
- Full month-by-month amortization table
- NRB compliance alerts if down payment is below minimum
All calculations are done locally in your browser. Rates shown are typical 2024–2025 ranges — always confirm current rates with your bank.