SWP Calculator
Find out how long your corpus lasts with monthly SWP withdrawals and expected returns.
SWP Calculator
Systematic Withdrawal Plan — plan your retirement income
SWP Calculator कसरी प्रयोग गर्ने
- 1
Enter your total mutual fund corpus in rupees.
- 2
Enter the monthly withdrawal amount you plan to take out.
- 3
Set the expected annual return rate on your corpus.
- 4
View how many months and years your corpus will last.
- 5
Check total withdrawn amount and total returns earned over the period.
- 6
Scroll through the month-by-month table to track opening balance, returns, and closing balance.
- 7
Toggle between showing the first 24 months or the full table.
SWP Calculator बारेमा
The SWP Calculator helps you plan your retirement income by calculating how long your mutual fund corpus will last with regular monthly withdrawals. A Systematic Withdrawal Plan (SWP) lets you withdraw a fixed amount from your investment while the remaining corpus continues to earn returns.
Plan Your Retirement Income
Knowing how long your money will last is the most important retirement planning question. This calculator gives you a clear answer by simulating month-by-month withdrawals against your expected returns, showing exactly when your corpus depletes — or if it grows indefinitely.
- Calculate corpus longevity with any withdrawal amount and return rate
- Month-by-month breakdown showing opening balance, returns, and closing balance
- Automatic detection of sustainable vs depleting withdrawal scenarios
- Total withdrawn amount and total returns earned over the period
- Toggle between showing first 24 months or full table
When Does Your Corpus Last Forever?
If your monthly withdrawal is less than your monthly return, your corpus actually grows over time and theoretically lasts forever. This is the ideal scenario for sustainable retirement income. For debt/hybrid funds used for SWP, 7-9% p.a. is a realistic return assumption.