Nepal Bank Interest Comparison tool ले Nepal का 20+ commercial banks, development banks र finance companies का deposit rates compare गर्छ। Rates 2-4% सम्म institutions बीच फरक हुन्छ।
Nepal Bank Rates Compare गर्नुहोस् — Free
सबै banks side by side।
Nepal Banking Categories
| Category | Class | Examples |
|---|---|---|
| Commercial | A | Nabil, NIC Asia, NMB |
| Development | B | Muktinath, Sanima |
| Finance | C | Pokhara Finance |
Typical Rate Ranges
| Type | Class A | Class B/C |
|---|---|---|
| Savings | 3-5% | 5-7% |
| FD 1 वर्ष | 7-9% | 9-11% |
| FD 5 वर्ष | 8-10% | 10-12% |
NRB नियम र Insurance
- NRB ले monthly rate cap तोक्छ
- Deposit insurance: प्रति depositor NPR 5 lakh
- Senior citizen extra 0.5-1%
- Interest NPR 25,000 भन्दा माथि 5% TDS
कसरी छान्ने
- NPR 5 lakh+ का लागि Class A
- धेरै banks मा spread गर्नुहोस्
- Short tenure: commercial banks
- Long tenure: Class B
- NRB-approved status verify गर्नुहोस्
How to Use the Tool (Step by Step)
- 1
Deposit Type छान्नुहोस्
Savings, FD, recurring।
- 2
Tenure set गर्नुहोस्
FDs का लागि।
- 3
Amount enter गर्नुहोस्
Investment value।
- 4
Banks compare गर्नुहोस्
Tool ले rate-wise rank गर्छ।
- 5
Maturity values हेर्नुहोस्
हरेक bank बाट returns।
Frequently Asked Questions
के Class B banks safe छन्?+−
NPR 5 lakh सम्म insurance coverage सहित हो।
Finance company rates किन higher?+−
साना institutions ले higher rates बाट deposits attract गर्छन्।
Nepal मा interest taxed छ?+−
हो। NPR 25,000 भन्दा माथि 5% TDS।
के FD maturity अघि break गर्न सकिन्छ?+−
हुन्छ penalty सहित।
के online FD opening available छ?+−
धेरै major banks मा।
Nepal Bank Rates Compare गर्नुहोस् — Free
सबै banks side by side।
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