Rent vs Buy Calculator (India)
Compare renting vs buying a home in India. Factors in stamp duty, tax benefits (80C, 24b), HRA, and investment returns.
Rent vs Buy Calculator
Compare the true cost of renting vs buying a home in India with tax benefits, appreciation, and investment returns.
Buying Details
Renting Details
Investment Returns
If renting, the saved down payment + stamp duty amount gets invested. Monthly EMI-rent difference also invested.
Rent vs Buy Calculator (India) का उपयोग कैसे करें
- 1
Enter property price, down payment, and loan details.
- 2
Set monthly rent and expected rent increase.
- 3
Choose investment return rate for surplus savings.
- 4
Set analysis period (5-30 years).
- 5
View verdict, charts, and year-by-year breakdown.
Rent vs Buy Calculator (India) के बारे में
Decide whether to rent or buy a home with our free rent vs buy calculator India. Accounts for stamp duty, registration charges, GST, Section 24b home loan interest deduction, Section 80C principal deduction, and HRA tax exemption.
Key Features
- 5–30 Year Analysis: Animated line charts comparing cumulative costs and net worth over time.
- Tax Benefits: Factors in Section 80C, Section 24b, and HRA exemption for accurate comparisons.
- Investment Returns: Calculates returns on surplus savings if you rent instead of buy.
- Year-by-Year Table: Clear winner badges showing which option is better each year.
- CSV Export: Download the full breakdown for reference or sharing with a financial advisor.
Who Is This For?
Ideal for Indian home buyers, renters, and financial planners evaluating the long-term economics of renting versus buying property.
Privacy & Security
Runs 100% in your browser — no signup, no uploads, no data stored on any server.