NRB Forex Converter uses Nepal Rastra Bank's daily exchange rates to give you accurate USD/EUR/INR/AED to NPR conversions — the same rates banks use as reference for actual transactions.
This guide covers how NRB rates differ from Google rates, when to use buying vs selling rates, and how to estimate what you'll actually receive when remitting money to Nepal.
Convert Currencies at NRB Rates — Free
Accurate Nepal Rastra Bank exchange rates with buying/selling spreads.
Why Use NRB Rates Instead of Google?
- Official reference — banks use NRB rates as base
- Buying/selling spread shown — Google shows mid-market only
- Realistic for transactions — closer to what you actually pay/receive
- Updated daily by Nepal central bank
Buying vs Selling Rate
| Use Case | Rate to Use |
|---|---|
| Bringing USD to Nepal, exchange to NPR | Buying rate (lower) |
| Buying USD in Nepal for travel | Selling rate (higher) |
| Receiving remittance from abroad | Buying rate |
| Sending money out of Nepal | Selling rate |
Spread is typically 0.5-2% depending on currency.
Common Conversions (Reference)
| Currency | Approx NPR (2026) |
|---|---|
| 1 USD | ~133 NPR |
| 1 EUR | ~145 NPR |
| 1 GBP | ~169 NPR |
| 1 INR | 1.6 NPR (pegged) |
| 1 AED | ~36 NPR |
| 1 SAR | ~35 NPR |
| 100 JPY | ~88 NPR |
Rates fluctuate daily. Above are approximations as of 2026 — use the live converter tool for current rates.
Remittance Calculation Tips
- Compare 3-4 services (Wise, Remitly, Western Union, IME)
- Total cost = exchange rate margin + service fee
- Wise typically gives best rate (mid-market) but flat fee
- Western Union offers cash pickup but worse rate
- Bank-to-bank SWIFT cheapest for $1,000+
- Rates change throughout day — time matters for large amounts
How to Use the Tool (Step by Step)
- 1
Pick Source Currency
USD, EUR, INR, AED, GBP, etc.
- 2
Enter Amount
How much you have or want to convert.
- 3
Select Buying or Selling
Buying for receiving, Selling for sending.
- 4
See NPR Equivalent
Tool shows exact NRB rate and result.
- 5
Compare with Bank/Service
Banks and services charge 1-3% margin on NRB rates.
Frequently Asked Questions
Are NRB rates the rates I get at banks?+−
Banks add 1-3% margin on NRB rates. Money changers may add 3-5%. NRB rates are reference, not retail.
Why do USD rates change daily?+−
NRB updates rates daily based on international forex markets. INR rate is fixed at 1.6 NPR.
Is there best time of day to convert?+−
Banks update rates twice daily (morning/afternoon). For large amounts, mornings often better. For small amounts, time barely matters.
Can I lock a rate for a future transfer?+−
Some services like Wise allow rate locks. Banks typically don't for retail customers.
Why does NRB rate differ from Google?+−
Google shows mid-market rate. NRB shows actual bank rate including spread. Difference is 0.5-2%.
Are NRB rates same as Western Union rates?+−
No. Western Union adds 2-5% margin. Always compare specific service rates against NRB.
Convert Currencies at NRB Rates — Free
Accurate Nepal Rastra Bank exchange rates with buying/selling spreads.
Open NRB Converter ->Related Guides
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