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Nepal Salary Tax Calculator Guide: Monthly TDS & Annual Tax (FY 2081/82)

Step-by-step guide to calculating monthly TDS deduction and annual income tax on salary income in Nepal.

8 min readUpdated March 24, 2026Nepal, TDS, Salary Tax, Finance

The Nepal salary tax calculator helps employers and employees correctly compute monthly Tax Deduction at Source (TDS) on salary. Employers in Nepal are legally required to deduct TDS from employee salaries each month and remit to IRD by the 25th of the following month. Incorrect TDS deduction exposes employers to penalties.

This guide explains the TDS calculation methodology step by step, how deductions reduce TDS, and the exact process for year-end TDS reconciliation — with worked examples aligned to FY 2081/82 rates.

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How Monthly TDS is Calculated on Nepal Salary

Nepal TDS Calculation Method (Annualisation)

  1. Project annual gross salary (monthly salary × 12)
  2. Subtract annual SSF employee contribution (11% of basic × 12)
  3. Subtract other allowable deductions (insurance)
  4. Calculate annual tax using progressive slabs
  5. Divide annual tax by 12 = monthly TDS

Formula

Monthly TDS = Annual Tax on (Annual Gross - Annual Deductions) ÷ 12

Monthly TDS Calculation: Worked Example

Employee: Single | Monthly gross: NPR 80,000 | Basic: NPR 55,000 | Insurance premium: NPR 15,000/year

Annual gross salary: 80,000 × 12 = NPR 9,60,000

Annual deductions:

  • SSF (11% × 55,000 × 12) = NPR 72,600
  • Life insurance premium = NPR 15,000 (capped at 25,000)
  • Total deductions = NPR 87,600

Net taxable income: 9,60,000 - 87,600 = NPR 8,72,400

Annual tax calculation:

  • 1% on NPR 5,00,000 = NPR 5,000
  • 10% on NPR 2,00,000 = NPR 20,000
  • 20% on NPR 1,72,400 = NPR 34,480

Total annual tax = NPR 59,480 | Monthly TDS = NPR 4,957

Year-End TDS Adjustment and Reconciliation

At year end (Ashadh), the employer must reconcile actual income vs projected:

  • If actual income was higher (bonus, increment mid-year) → additional TDS in the final months
  • If excess TDS was deducted → employee claims refund via ITR filing with IRD

Annual Salary Reconciliation Statement

Employers must provide each employee an annual salary statement (Form TDS-3) showing total income and TDS deducted. This is required for ITR filing. Submit by Shrawan 15 of the new fiscal year.

Employer TDS Obligations in Nepal

ObligationDeadline
Monthly TDS deposit to IRD25th of following month
Monthly TDS return filing25th of following month
Annual salary statement to employeesShrawan 15
Annual TDS reconciliation to IRDAshadh end

Penalties for Late TDS

Late TDS deposit attracts 15% annual interest. Late filing of TDS return: NPR 100/day. Non-deduction of TDS: employer is liable for the full tax amount plus 50% additional penalty.

How to Use the Tool (Step by Step)

  1. 1

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  2. 2

    Enter your values

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  3. 3

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Frequently Asked Questions

When must Nepal employers deposit monthly TDS?+

Employers must deposit TDS deducted from employee salaries by the 25th of the month following the deduction. Example: TDS deducted in Shrawan (August) must be deposited by Bhadra 25 (mid-September). Late deposit attracts 15% annual interest from the due date.

What happens if my employer deducts too much TDS?+

If excess TDS was deducted over the year, you can claim a refund by filing your income tax return (ITR) with IRD. Submit your annual salary statement from the employer, calculate the correct tax, and claim the overpaid amount as a refund. IRD processes refund claims typically within 1–3 months.

Are bonuses taxable under Nepal salary TDS?+

Yes, bonuses and festival allowances paid to employees are fully taxable as employment income. When a mid-year bonus is paid, the employer should recalculate the projected annual income including the bonus and adjust TDS for the remaining months to account for the additional income.

Can I reduce my TDS by submitting proof of deductions to my employer?+

Yes — submit your insurance premium receipts (life and medical) to your employer at the start of the fiscal year. The employer will factor these deductions into TDS calculation, reducing monthly deductions. Keep originals for ITR verification.

What is the difference between TDS and income tax in Nepal?+

TDS (Tax Deduction at Source) is the mechanism — your employer deducts estimated tax from your salary every month on behalf of IRD. Income tax is the actual tax liability. For most salaried employees, TDS equals income tax. If you have other income sources or were under/over-deducted, you settle the difference through ITR.

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Enter salary components and deductions to get your correct monthly TDS deduction for FY 2081/82.

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