PPF Calculator India
Calculate PPF maturity amount with year-by-year growth and tax savings.
PPF Calculator India
Public Provident Fund returns calculator | Tax-free under Section 80C
Minimum 15 years, extendable in blocks of 5 years
Growth at Milestones
PPF Account Rules
Tax Benefits (EEE): PPF enjoys Exempt-Exempt-Exempt status — deposit up to Rs 1.5L qualifies for 80C deduction, interest is tax-free, and maturity is also tax-free.
Deposit Limits: Minimum Rs 500/year, Maximum Rs 1,50,000/year. Can be deposited in lump sum or up to 12 installments.
Partial Withdrawal: Allowed from 7th year onwards. Can withdraw up to 50% of balance at the end of 4th year or previous year, whichever is lower.
Loan Against PPF: Available from 3rd to 6th year. Maximum 25% of balance at end of 2nd preceding year. Interest is 1% above PPF rate.
Extension: After 15 years, can extend in blocks of 5 years with or without fresh contributions.
Where to Open: Post offices, SBI, and most nationalized banks. Can also open online through internet banking of select banks.
PPF Calculator India का उपयोग कैसे करें
- 1
Enter your annual deposit amount (₹500 to ₹1,50,000).
- 2
Set the interest rate (current: 7.1% p.a.) or adjust for scenarios.
- 3
Set tenure — minimum 15 years, can extend in 5-year blocks.
- 4
View maturity amount, total interest earned, and visual charts.
- 5
Toggle year-by-year breakdown to see growth over time.
PPF Calculator India के बारे में
Calculate the maturity amount of your PPF (Public Provident Fund) investment. Enter annual deposit, interest rate, and tenure to see total invested amount, interest earned, and final maturity value.
Key Features
- Current Rate Pre-filled: 7.1% p.a. (Q4 FY 2025-26) pre-loaded, adjustable for scenario planning.
- Visual Donut Chart: Investment vs interest split displayed visually.
- Year-by-Year Breakdown: Annual balance, contribution, and interest table for all 15+ years.
- EEE Tax Status: Shows Section 80C deduction benefit and confirms tax-free interest and maturity.
- Extension Planning: Plan returns for 15, 20, 25-year tenures (5-year extension blocks).
Who Is This For?
Perfect for long-term savers, tax planners, and anyone building a safe, government-backed retirement corpus with tax-free returns.
Privacy & Security
All calculations run instantly in your browser — no data stored, no signup required.