Stamp duty = property buying का सबसे बड़ा hidden cost। ₹80L flat पर ₹3-6 lakh extra। State-wise rates जानो।
Free Tool
Stamp Duty — Calculate!
State-wise, gender discount।
Major States
| State | Rate |
|---|---|
| Maharashtra | 5-6% |
| Delhi | 4-6% |
| Karnataka | 5%+1% surcharge |
| Tamil Nadu | 7% |
| Kerala | 8% (highest) |
| Gujarat | 4.9% (lowest) |
Exemptions
- Women: 1-2% discount
- Affordable housing (₹45L under)
- Gift to family: reduced rate
- Government amnesty periods
How to Use the Tool (Step by Step)
- 1
Property value
Higher of agreement/circle rate।
- 2
State select
Rate varies।
- 3
Buyer details
Gender, type।
- 4
Amount
Exact stamp duty।
Frequently Asked Questions
Online pay?+−
E-stamping via SHCIL। Net banking/UPI। Verify UIN at shcilestamp.com।
Penalty?+−
Under-stamped = 10× penalty + interest। Not worth risk।
Home loan में include?+−
Usually नहीं — separately pay। Top-up loan possible।
Related Guides
Calculators6 min read
Property Registration Charges — State-Wise (2026)
Stamp duty + registration = 8-12% extra। ₹80L flat = ₹88-92L total cost।
PropertyReal EstateStamp Duty
Read Guide
Calculators10 मिनट पढ़ें
ईएमआई कैलकुलेटर गाइड
EMI formula, भारतीय बैंकों की interest rates, salary vs loan eligibility — 2026 की पूरी जानकारी।
FinanceHome LoanEMI
Read Guide