₹5,000 SIP per month, 20 years, 12% return = ₹49.5 lakh। Deposited only ₹12 lakh। Compounding का magic।
Mutual Fund Returns — Calculate!
SIP/lumpsum। Year-wise growth।
Category-wise Returns
| Category | 10-Yr Avg | Risk |
|---|---|---|
| Large Cap/Index | 10-12% | Medium |
| Mid Cap | 14-16% | High |
| Small Cap | 16-20% | Very High |
| ELSS | 12-15% | High |
SIP Power
| SIP/month | 10 Yr (12%) | 20 Yr | 30 Yr |
|---|---|---|---|
| ₹5,000 | ₹11.6L | ₹49.5L | ₹1.76 Cr |
| ₹10,000 | ₹23.2L | ₹99L | ₹3.53 Cr |
Expense Ratio
Index Fund: 0.1-0.2%। Active Regular: 1.5-2.5%। ₹10L पर 20 years में ₹22 lakh difference। Always Direct plan।
How to Use the Tool (Step by Step)
- 1
SIP/Lumpsum choose
Monthly या one-time।
- 2
Amount enter
Monthly SIP amount।
- 3
Return rate
10-12% conservative, 15% aggressive।
- 4
Returns देखें
Year-wise growth।
Frequently Asked Questions
Beginner best fund?+−
Nifty 50 Index Fund (Direct)। Low cost, diversified, 12% avg।
Direct vs Regular?+−
Direct = 1-1.5% ज्यादा return/year। ₹10L पर 20 years = ₹10-20L difference।
Loss हो सकता?+−
Short term: हाँ (-20-30% possible)। 7+ year SIP: historically no loss।
Tax?+−
Equity >1 year: 12.5% LTCG above ₹1.25L/year। <1 year: 20% STCG।
Mutual Fund Returns — Calculate!
SIP/lumpsum। Year-wise growth।
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