Home loan prepayment calculator — Rs.50L loan पर Rs.1L/year prepayment Rs.19.3L interest + 6.5 years बचाता है।
Free Tool
Prepayment Savings Calculate करें
Loan details enter → savings देखें।
Prepayment Impact
| Annual | Interest Saved | Tenure Reduced |
|---|---|---|
| Rs.1L/yr | Rs.19.3L | 6.5 years |
| Rs.2L/yr | Rs.27.6L | 8.9 years |
जल्दी = ज़्यादा बचत
Year 1 में Rs.1L = ~Rs.4.5L बचत। Year 10 में = ~Rs.1.5L।
RBI Rules
Floating rate: Zero penalty (RBI mandate)। Fixed rate: 2-3%। 95%+ loans floating।
How to Use the Tool (Step by Step)
- 1
Loan Details
Principal, rate, tenure।
- 2
Prepayment Add
Annual amount।
- 3
Savings देखें
Interest saved, new tenure।
Frequently Asked Questions
Penalty?+−
Floating rate: Zero (RBI)। Fixed: 2-3%।
Tenure reduce या EMI?+−
Tenure 15-30% ज़्यादा बचाता है।
Free?+−
हाँ। Browser-based।
Free — No Signup Required
Prepayment Savings Calculate करें
Loan details enter → savings देखें।
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