Home loan affordability calculator बताता है income, debts, down payment basis पर कितनी property afford कर सकते हैं।
Free Tool
Home Affordability Calculate करें
Salary, EMIs enter → max property budget।
Banks कैसे Calculate करते हैं
FOIR Rule: Total EMIs net income के 40-50% से ज़्यादा नहीं।
| Net Salary | Max Loan (20yr) | Property (20% down) |
|---|---|---|
| Rs.50K | Rs.28.9L | Rs.36.1L |
| Rs.1L | Rs.57.7L | Rs.72.1L |
| Rs.1.5L | Rs.86.6L | Rs.1.08Cr |
Eligibility बढ़ाने के Tips
- Co-applicant add करें — 50-80% increase
- Existing EMIs clear करें
- CIBIL 750+ improve करें
- Longer tenure choose करें
How to Use the Tool (Step by Step)
- 1
Income Enter
Net salary।
- 2
EMIs Add
Existing obligations।
- 3
Results
Max loan, property price।
Frequently Asked Questions
Rs.50K salary पर कितना loan?+−
~Rs.28-30L (20yr, 8.5%)। 20% down = Rs.36-37L property।
FOIR क्या है?+−
Total EMIs net income के 40-50% limit।
Free और private?+−
हाँ। Browser-based।
Free — No Signup Required
Home Affordability Calculate करें
Salary, EMIs enter → max property budget।
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